Terms of Service

By accessing or using the ecokube website located at ecokube.io ('Site'), or by engaging ecokube for any professional services, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, and agree to be bound by these Terms and our Privacy Policy.

If you are accessing or using the Site on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms. In such case, 'you' and 'your' shall refer to that entity.

ecokube provides digital architecture, engineering, and consulting services including but not limited to: fintech and core banking system integration, AI-centric software development, SaaS platform development, eCommerce solutions, and growth marketing services.

The specific scope, deliverables, timelines, and fees for any engagement are governed by a separate Statement of Work (SOW) or Service Agreement entered into between ecokube and the client. In the event of any conflict between these Terms and a signed SOW, the SOW shall prevail.

We reserve the right to modify, suspend, or discontinue any part of our services at any time with reasonable notice to active clients.

Unless otherwise agreed in writing, all content on the ecokube website — including text, graphics, logos, images, and software — is the property of ecokube and is protected by applicable intellectual property laws.

For client engagements, the ownership of deliverables (including source code, designs, and documentation) is governed by the applicable SOW or Service Agreement. Where no such agreement exists, all intellectual property created by ecokube during an engagement remains the property of ecokube until full payment has been received, at which point ownership transfers to the client as agreed.

You may not reproduce, distribute, modify, or create derivative works from any ecokube content without our prior written consent.

Where you engage ecokube for professional services, you agree to:

— Provide accurate, complete, and timely information necessary for us to perform the services.
— Designate a responsible point of contact with authority to make decisions on your behalf.
— Review and provide feedback on deliverables within the timeframes agreed in the SOW.
— Ensure that any materials, data, or assets you provide to us do not infringe the intellectual property rights or other rights of any third party.
— Comply with all applicable laws in connection with your use of our services and deliverables.

Failure to fulfil these responsibilities may result in delays, additional costs, or termination of the engagement.

Payment terms for professional services are specified in the applicable SOW or invoice. Unless otherwise agreed, invoices are payable within 30 days of the invoice date.

Late payments may attract interest at a rate of 1.5% per month (or the maximum rate permitted by law, whichever is lower) on any outstanding balance.

ecokube reserves the right to suspend or terminate services in the event of non-payment after reasonable written notice. Clients remain liable for all fees incurred up to the point of suspension or termination.

All fees are exclusive of applicable taxes (including GST, VAT, or equivalent), which will be added to invoices where required by law.

Both parties agree to keep confidential any proprietary or sensitive information disclosed by the other party in connection with an engagement ('Confidential Information'). Confidential Information includes, but is not limited to, business strategies, technical architectures, source code, client data, and financial information.

Neither party shall disclose the other party's Confidential Information to any third party without prior written consent, except as required by law or to employees, contractors, or advisors who need to know such information to perform their duties and are bound by confidentiality obligations no less restrictive than those in these Terms.

This obligation of confidentiality survives the termination of any engagement for a period of three (3) years.

To the maximum extent permitted by applicable law, ecokube shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, goodwill, or business opportunity — arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

Our total cumulative liability to you for any claims arising from a specific engagement shall not exceed the total fees paid by you to ecokube in the three (3) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

ecokube warrants that services will be performed with reasonable skill and care, in accordance with industry standards, and substantially in conformance with the agreed specifications in the applicable SOW.

The ecokube website and its content are provided 'as is' and 'as available' without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranty regarding the accuracy, completeness, or reliability of any content on the Site.

Either party may terminate a services engagement upon written notice if the other party materially breaches these Terms or the applicable SOW and fails to cure such breach within 30 days of receiving written notice of the breach.

ecokube may terminate your access to the website immediately and without notice if you breach these Terms, engage in conduct that we deem harmful to our business or other users, or if required to do so by law.

Upon termination of an engagement, you shall pay all outstanding fees for work completed up to the date of termination. Provisions of these Terms that by their nature should survive termination — including intellectual property, confidentiality, payment obligations, and limitation of liability — shall do so.

These Terms and any disputes arising from them shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles.

Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall first be attempted to be resolved through good-faith negotiation between the parties.

If negotiation fails within 30 days, the dispute shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (SIAC), with the seat of arbitration in Singapore. The language of the arbitration shall be English.

Nothing in this clause prevents either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction.

We reserve the right to modify these Terms at any time. We will notify you of significant changes by updating the 'Last Updated' date at the top of this page and, where appropriate, by sending an email notification to active clients.

Your continued use of the website or services after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you should discontinue use of our website and services.

If you have any questions about these Terms of Service, please contact us:

ecokube
123 Innovation Drive, Suite 400
Singapore 018960

Email: legal@ecokube.io
Phone: +65 6000 0000

We aim to respond to all legal enquiries within 5 business days.